Honest Credit Solutions

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Credit Evaluation

We review your report and provide an objective evaluation of your scores, financial history and help determine your credit history and worthiness for lenders

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Set a Goal

Whether you’re trying to buy a house or a car, or get a loan, let us help you make it a reality!

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Get Results

Let us boost your score and set you up for success or your money back.

About Us

Rebuild, Repair & Improve Your Credit Score!

Our mission is to assist and guide you through your financial journey. Whether you’re trying to buy a house or car, open a business or just have a better understanding on how credit works in general. Especially now with tough economic times upon us, it’s more crucial than ever to grasp a clear understanding on how credit works and resolve any problems that are keeping you from accomplishing your goals.
Premium Services

Our Premium Services

Credit Repair Services

Once we review your scores we will put a plan together to verify any inaccuracies and do our best to repair and/or remove any negative items that could be hurting your credit profile.
  • Charge off’s
  • Hard inquires
  • Student loans
  • Repossession
  • Foreclosure
  • Late payments
  • Public records medical collections
  • Tax liens
  • Collection accounts
  • Bankruptcies

Credit Audit Services

This will be a one on one call where we take a personalized approach to reviewing your credit health by looking at your scores from all 3 Bureaus side by side. This will give us a clear picture of your credit history profile looking at specifically:
  • All of your open, closed and active accounts you might have
  • Personal identifiable information
  • Credit accounts (credit cards, mortgages, auto loans, person loans and payment history within each section
  • Credit Inquires
  • Public record, collections & delinquent payments
During this process we will review your payment history, utilization, credit limits (whether negative or positive). Here is where we can illustrate the credit ranges.

Credit Education

This is where we educate you on all things credit! From the history of credit, how it works, and the difference between scores. Also, how these scores are even calculated based on the 5 different categories: payment history, amounts owed or utilization, credit mix, credit history/length and new credit.

We will go over the importance of each section in your report and how it can positively or negatively impact your scores. This will help you understand how credit works and can help build solid financial habits.

  • Online courses coming soon!

Credit Consulting

We will review your current credit situation and help form a plan to see what needs to be changed and go over ways to increase your score. We will formulate a plan to help achieve your desired outcomes from getting a personal loan, car, home or leveraging credit to expand your business.

We will help with a plan to assist you in your needs whether budgeting, trying to make a large purchase, growing your business by leveraging credit and advise you on how to improve your score depending on your financial goals.

  • One-on-One sessions available.
  • Set A goal: we will educate you on how credit works and help build a plan to assist you with your personal or business goals related to credit.
honest credit solutions

Steps to get started

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Schedule a FREE consultation

Visit our scheduling calendar and schedule a free consult with our credit expert.

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Term & Agreements

Sign your terms & agreement, and we can pick a plan that fits your needs.

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Request an in depth credit analysis

Using ScoreTribe we will review your scores and analyze the results from all three credit bureaus.

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Personal Verification

Send us a copy of your ID and a current proof of address.

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Get onboarded as a client

If interested in the services for a better credit profile, we will get you onboarded as a client.

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Watch the Progress

Expect 30-45 days for dispute resolution.

Case Study

Discover Our Credit Repair and Restoration Works

Testimonials

Our Client Reviews

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I’ve been working with Honest Credit solutions for 2 months and have already seen a 122 point increase.

John B.
Client
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Hector has been able to simplify how credit works and I have been able to apply those strategies instantly!

Jennifer T.
Client
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Honest Credit solutions has been able to educate me on how my credit works and was able to remove all my old collections and negative remarks that I didn’t know existed!

James D.
Client
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Hector has made this process very simple and easy to understand and was able to increase my score in time to buy a new house!

Stacy C.
Client
Why Choose Us

Benefits of Better Credit Score and Restoration

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Approval for Higher Limits

Whether using personal or business, having a good credit score will give you access to more buying power.

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Qualify for Better Options

Having a great credit score will help you get a lower interest rate on all loans including mortgage & car loans.

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More Leverage

High credit scores can help provide an advantage for you to grow and achieve your personal and business goals.

Pricing Plan

Choose The Best Plan That Fits Your Needs

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Performance Base Plan

$135.00mo

- Initial Audit Fee $250

  • All 3 Bureau Audit Analysis
  • Pay Per Deletion
  • Client Portal Access
  • Credit Education
  • Setting Up Credit Goals
  • One-on-One Coach Call
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Pay As You Go Plan

$120.00mo

- Initial Audit Fee $230

  • All 3 Bureau Audit Analysis
  • Client Portal Access
  • Credit Education
  • One-on-One Coach Call
  • Credit Building Tips
  • No Contracts

Are You Ready to Get Credit Repair Services?

Our Expertise

Meet Out Team Member

Koile lavendra

Business Advisor

Alone Mbapy

Senior Consultant

Shone Watpren

Finance Consultant

Groze Millard

IT Consultant

Thomas Omazan

President & CEO

Shannon Garcia

Business Advisor
Faq

Common Questions

You can fill out the form here. We will send you a link that will give you access to your free credit scores for all 3 Bureaus. We will then schedule a consultation call to review your results and if you would like to move forward with our services, we can choose the right plan for you.

Yes, there are no contracts and you are able to cancel at any time.

We accepts payments by credit cards, and also open to collect payment via Zelle, Venmo and Cash App for initial fee and monthly plans can be paid by credit or debt cards.

Let’s talk

Free Consultation